Per the latest guidelines from the CDC, the use of a face mask is optional. Clinical staff will wear masks upon request.
To ensure the health and safety of our patients and staff, we are asking that you please call to reschedule your appointment if you are feeling sick or have been in close contact to someone who has recently tested postitive for Covid.

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Health Insurance
At Howard Physical Therapy, we take patients who are covered by workers’ compensation, no-fault, and Medicare. We also take in-network local and national health plans. When you come for your initial appointment, we will verify your health insurance and make sure you have physical therapy benefits and discuss your coverage before starting. We like to note that if you have used your benefits for physical therapy already, you may have already exhausted them for the year. We’ll make sure you know exactly what you’re allowed when you come to see us. Please call us if you do not see your insurance provider listed below: 
  • AARP
  • Blue Cross Aqua Plan
  • Blue Cross Blue Shield/BlueCard
  • Community Blue
  • Chartis
  • Cigna
  • Empire BC/BS
  • Empire Plan/MPN
  • Fidelis
  • Gallagher Basset
  • Guardian
  • Health New York
  • Independent Health
  • Liberty Mutual
  • Lifetime Health
  • Medicare
  • POMCO
  • Senior Choice
  • State Insurance Fund
  • Travelers
  • Tricare
  • Railroad Medicare
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